All investments carry some level of risk, which simply means the value of your money can go up or down. Your risk appetite is how comfortable you are with this — whether you prefer lower-risk options that aim for steady but smaller returns, or higher-risk choices that may bring bigger rewards but also bigger ups and downs.
Finding the right balance is key to building an investment plan that suits you.
Your risk appetite reflects how comfortable you are with fluctuations in the value of your investments or pension over time. In Ireland, products are rated on a risk scale from 1 to 7, regulated by the Central Bank.
Description
Minimal fluctuations. Capital protection is key.
Investor Profile
Cautious investors seeking stability.
Description
Slight value changes. Focus on steady returns.
Investor Profile
Conservative investors with low tolerance for loss.
Description
Some volatility. Balanced approach.
Investor Profile
Investors open to modest growth with limited risk.
Description
Noticeable ups and downs. Potential for growth.
Investor Profile
Balanced investors seeking growth with some risk.
Description
Higher volatility. Greater return potential.
Investor Profile
Growth-focused investors comfortable with risk.
Description
Significant fluctuations. High return potential.
Investor Profile
Experienced investors with strong risk tolerance.
Description
Very volatile. Returns can vary widely.
Investor Profile
Speculative investors aiming for maximum growth.
Ready to take control of your financial future? Contact us today.
+353 01 5637900
Mon–Fri 9AM–5PM
Pension & Financial, The Square,
Enniskerry, Co. Wicklow, A98 PK26